ICHRA & Group Health
Give employees a defined budget to shop their own coverage — with predictable costs for you.
An Individual Coverage HRA lets you set a fixed monthly contribution while employees choose their own ACA plan. You get cost control and no renewal surprises; they get choice and portability. We also place traditional group health with UHC, Aetna and BCBS.
Who it's for
Coverage built around your needs
Defined Contribution
You decide the monthly budget per employee class — predictable, controllable spend with no surprise renewals.
Employee Choice
Employees pick the ACA plan that fits their family and doctors, then get reimbursed tax-free up to your set amount.
Multi-State Friendly
Perfect for remote and distributed teams — each employee buys coverage in their own state.
Traditional Group Too
Prefer a classic group plan? We place fully-insured and level-funded group health with top national carriers.
What this protects
- ICHRA design & compliance
- Employee classes & contribution tiers
- Tax-free reimbursement setup
- Traditional group health placement
- Multi-state & remote teams
- Onboarding & employee education
Carriers we shop for this
ICHRA & Group Health questions
With group health, you buy one plan for everyone and absorb annual renewal increases. With ICHRA, you set a fixed monthly contribution and employees buy their own individual plans, reimbursed tax-free. You control cost; they gain choice and portability.
Related solutions
401(k) & Qualified Plans
Safe Harbor, Solo 401(k), SEP-IRA and Defined Benefit plans that cut taxes and reward your team.
Commercial P&C
General liability, property, workers' comp, cyber and more — shopped across A-rated carriers.
Health Insurance
ACA marketplace, group, dental and vision — with subsidy checks that lower your cost.
ఉచిత, ఒత్తిడి లేని బీమా సమీక్షకు సిద్ధంగా ఉన్నారా?
లైసెన్స్ ఉన్న సలహాదారు 40+ సంస్థలను పోల్చి, మీ భాషలో, 24 గంటల్లో మీ ఉత్తమ ఎంపికలను అందిస్తారు.