401(k) & Qualified Plans
Safe Harbor, Solo 401(k), SEP-IRA and Defined Benefit plans that cut taxes and reward your team.
The right qualified plan can shelter tens — even hundreds — of thousands of dollars from taxes each year while helping you attract and keep employees. We design Traditional, Safe Harbor and Solo 401(k)s, SEP/SIMPLE IRAs and Defined Benefit pensions around your goals.
Who it's for
Coverage built around your needs
Solo & Safe Harbor 401(k)
Up to $69,000/year for the self-employed; Safe Harbor designs let owners max out while employees get a match.
SEP & SIMPLE IRA
The simplest tax-deductible plans to launch for small businesses and freelancers — low cost, easy setup.
Defined Benefit / Pension
For owners 50+, contribute $100K–$300K+ per year, tax-deductible — the most powerful tax shelter available.
Employee Retention
A quality retirement plan is a top-cited reason employees stay. We help you offer a competitive benefit affordably.
What this protects
- Traditional, Safe Harbor & Solo 401(k)
- SEP-IRA and SIMPLE IRA
- Defined Benefit / cash balance pensions
- Employer match & profit-sharing design
- Tax-deductible contributions
- Payroll & recordkeeping coordination
Carriers we shop for this
401(k) & Qualified Plans questions
A Defined Benefit or cash balance pension usually allows the largest deductible contributions — often $100K–$300K+ per year — making it the most powerful tax-reduction tool for older, high-earning owners with steady income.
Related solutions
ICHRA & Group Health
Give employees a defined budget to shop their own coverage — with predictable costs for you.
Executive Bonus Plans (§162)
Reward and retain key talent with tax-deductible life insurance benefits.
Annuities
Guaranteed income you can never outlive — with principal protection.
एक मुफ़्त, बिना दबाव वाली बीमा समीक्षा के लिए तैयार हैं?
एक लाइसेंस प्राप्त सलाहकार 40+ कंपनियों की तुलना करेगा और आपकी भाषा में, 24 घंटों के भीतर आपके सर्वोत्तम विकल्प प्रस्तुत करेगा।