Annuities
Guaranteed income you can never outlive — with principal protection.
Fixed, indexed and immediate annuities convert your savings into a paycheck for life. With a 0% floor on indexed annuities, you capture market-linked growth without downside risk, plus optional lifetime income riders.
Who it's for
Coverage built around your needs
Fixed Annuities
A guaranteed interest rate with full principal protection — like a CD, but often with better rates and tax deferral.
Fixed Indexed Annuities
Growth linked to a market index with a 0% floor: you share in the gains and never lose principal in a down year.
Lifetime Income Riders
Turn on a guaranteed monthly paycheck for life — for you and optionally your spouse — no matter how markets perform.
Immediate Income (SPIA)
Convert a lump sum into an income stream that starts right away, ideal at the start of retirement.
What this protects
- Principal protection from market losses
- Tax-deferred growth
- Guaranteed lifetime income options
- Spousal continuation
- 401(k) and IRA rollovers
- Legacy / death-benefit options
Carriers we shop for this
Annuities questions
Insurance carriers pool longevity risk across many contract holders and back the guarantee with their reserves. In exchange for your premium, they contractually promise a stream of payments for as long as you (and optionally your spouse) live.
Related solutions
Life Insurance
Coverage that protects your family's future — and can build wealth while you live.
Medicare Solutions
Advantage, Medigap and Part D — reviewed every year so your plan always fits.
401(k) & Qualified Plans
Safe Harbor, Solo 401(k), SEP-IRA and Defined Benefit plans that cut taxes and reward your team.
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