Property & Casualty
Home, auto, flood and umbrella — with Florida windstorm and flood expertise.
We're Florida specialists who shop homeowners, auto, renters, condo, flood and umbrella coverage across a wide panel of carriers — so you get the right protection against wind, water and liability at a competitive price.
Who it's for
Coverage built around your needs
Homeowners & Condo
Dwelling, contents and liability coverage sized to rebuild cost — with wind and roof-age expertise for Florida.
Auto Insurance
Full-coverage and liability options; we bundle home and auto to unlock multi-policy discounts.
Flood Insurance
Critical in Florida and often excluded from homeowners policies. We place NFIP and private flood coverage.
Umbrella Liability
$1M+ of extra liability protection for pennies on the dollar — protecting your assets from lawsuits.
What this protects
- Dwelling and personal property
- Windstorm and hurricane coverage
- Flood (NFIP & private market)
- Auto liability, collision & comprehensive
- Renters and condo (HO-4 / HO-6)
- Personal umbrella liability
Carriers we shop for this
Property & Casualty questions
Almost never. Standard homeowners policies exclude flood. In Florida that's a serious gap — we place NFIP or private flood coverage so a single storm doesn't wipe out your equity.
Related solutions
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A licensed advisor will compare 40+ carriers and present your best options — in your language, within 24 hours.